Problems and Solutions
| THE PROBLEM | THE M&S SOLUTION |
| My spouse or parent can no longer care for him/her self and must go into a nursing home | Meyer & Spencer Asset Protection Plan * |
| I'm in good health now, but I want to make sure that my assets will be protected in the future if I ever have to go to a nursing home | Meyer & Spencer Advantage Trust* + Long Term Care Insurance* |
| We want to make sure our children receive their inheritance in the event one of us dies early and the other spouse remarries | "Q-TIP"Trust language in a Will or Trust* |
| Our primary asset is ???? highly appreciated real estate and our children may have to sell the family home to pay Estate Taxes | Irrevocable Life Insurance Trust* |
| We have accumulated a substantial amount of assets and need to know the best methods of minimizing Estate Taxes and leaving our children as much as possible | Charitable Remainder Trust* Irrevocable Life Insurance Trust* Qualified Personal Residence Trust* Meyer & Spencer Advantage Trust* |
| I have a disabled child and we want to make sure that he/she is provided for and has all of his/her needs met after we die | Supplemental Needs Trust* |
| We have a modest estate and our primary goal is to make sure a Guardian and Trustee is named for our children if we both die | Meyer & Spencer Basic Estate Plan* |
| We want to give one or more of our children the authority to handle our finances if we are unable to do so | Power of Attorney* Meyer & Spencer Expanded Power of Attorney* |
| My parent is suffering from dementia and can no longer handle his/her own affairs | Guardianship Proceedings* |
| I want to avoid the time delays and legal costs involved in Probate | The Living Trust* |